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2010 Expenses-Update March 20, 2010

Posted by Admin in Cancer, Health Insurance, Healthonymous.
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Insurance changes are trickling in for 2010. First up, only 24 massages per year, or 2 per month from my employer-provided insurance. And this is with a prescription!

(This was, I heard to bring it in line with other “alternative therapies” in the market). Well then. I’ll have to tell my lymphatic system to get on an “alternative” schedule, I guess!

My first compression sleeve of the new year-not covered due to an improper procedure codes. I’ll call my “provider” and see if they need a new code. As far as I know my ICD9 code and prescription on file are sufficient. The cost listed on the “EOB” $194.00. (Explanation of benefits) I need between 2-4 of these per year-as the compression degrades with use. This is a tool to manage my lymphedema.

On the other hand, I just read my first dental EOB more carefully (cleaning, cavity spotting, good grades for flossing-finally and learned that I have orthodontia coverage $1000 of “lifetime” coverage. Hmmmmm. No one is too old for orthodontia anymore-check out your workplace!

In early 2010, I leapt back into the mental health department and found a new therapist.  This costs $90/hour. However, it has been worth it so far. I forgot how helpful just the right question can be-forcing me to consider an answer to a question I had not thought of myself.

Since my weekly out-of-pocket expenses last fall had averaged $90 per week, (see post called Goodbye to 2009 under Expenses) I had taken a holiday from appointments, save the massages, in order to catch up financially.

2010 to date: $150 massage co-pays; $180 for therapist; $194 pending for compression sleeve, $180.22 paid on fall medical bills; $33.80 for initial dental cleaning…..

Total: $738.02 or $67/week for $2010.

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