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Health Care Reform: The Hangover Begins March 22, 2010

Posted by Admin in Health Insurance, Healthonymous, huh?.
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Well, that party was short lived! I feel like I drank too much last night and when I woke up, I had health care, but was married to a lobbyist or State Attorney General I met in Vegas.

Well, it hasn’t even been 24 hours, and we have 12 13 states joining in a lawsuit!

Let me begin again-I sound like someone I know who can’t celebrate for a minute before he wants to climb the next mountain.

Yaaaaaaaaaaaaaay! Yeeeeeeeees! Yiiippppppeeeee!

We did it-it was messy, took too long and the bill is like a spy in some sort of disguise , but the deed is done. 219 votes is bigger than 216.

Remember, what do they call the guy who graduates last in his medical  school class-Doctor! It’s a bill and will be signed tomorrow.

Next point According to the AP:

  • NEW YORK (AP) — Drug and hospital companies led stocks higher Monday after House lawmakers ended months of uncertainty and approved the health care overhaul bill.

So here’s how we stand, the currently insured plus 32 million more people (who is going to tell them?) have health insurance when the bill goes into effect. Plus your 401(k) had a few more pennies in it today.  We’ll need them, but let’s keep celebrating for a few more minutes.

What’s in it for me?  (WIFM) The Huffington Post has a list, but I went directly to the White House:

This year, thousands of uninsured Americans with pre-existing conditions will have the opportunity to purchase quality, affordable health insurance.

  • Beginning in 2010, small business owners will no longer be forced to choose between offering health care and hiring new employees because they’ll be offered tax credits of up to 35 percent of premiums to help insure their employees.
  • Medicare beneficiaries will no longer wonder how they’ll afford their prescription drug bills because they’ll be given a rebate of $250 if they hit the prescription drug donut hole in 2010.
  • And early retirees will be provided help through the creation of a temporary re-insurance program to help offset the costs of expensive premiums.
  • This year, you will now have the security of knowing that insurers cannot deny coverage to your child because of a pre-existing condition.
  • You won’t have to live every day in fear of having your insurance taken away from you if you get sick.
  • And for new plans, there won’t be lifetime or restrictive annual limits on the amount of care you receive from your insurance companies.

Here’s three benefits touted by NPR:

Changes that would occur this year include:

– Dependent children could remain on their parents’ health insurance plans until age 26. ([can you say unemployed college graduate?]

– Senior citizens would get more help paying for drugs in Medicare. [donut hole]

– People with health problems that left them uninsurable could qualify for coverage through a federal program.

Let’s hope these immediate benefits, or “early deliverables” get a chance to be implemented before the nation’s Attorneys General take them away.

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