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Got Pre-Existing Conditions? Romney or Obama Health Plan? October 4, 2012

Posted by Admin in Health Insurance, Healthonymous.
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As seen on Slate.com this morning-about pre-existing conditions and Obamacare.

Here’s an admission from Governor Romney’s advisor, Eric Ferhnstrom:

Pressed by TPM’s [Talking Points Memo] Evan McMorris-Santoro, Fehrnstrom said those who currently lack coverage because they have pre-existing conditions would need their states to implement their own laws — like Romney’s own Massachusetts health care law — that ban insurance company from discriminating against sick people.

“We’d like to see states do what Massachusetts did,” Fehrnstrom said. “In Massachusetts we have a ban on pre-existing conditions.”

[emphasis added by me]

If you have a pre-existing condition, the President’s plan (already the law), provides for no discrimination based on pre-existing conditions (think chronic conditions, cancer, diabetes etc.). But if Governor Romney is allowed to repeal Obamacare, then each state would have to push through their own versions of protections instead.

No guarantees there.

The Republicans are big on freedom. Before PPACA was passed, you could be trapped in your job with employer-provided health coverage, if you had a child with epilepsy or diabetes and they had been born AFTER you began work at your current company. Why? Because they would have been uninsurable with an individual plan or for a period under a new employer plan.

I knew two people who could never change jobs before PPACA was voted into law.

No freedom for them.

There is now.

English: President Barack Obama's signature on...

English: President Barack Obama’s signature on the health insurance reform bill at the White House, March 23, 2010. The President signed the bill with 22 different pens. (Photo credit: Wikipedia)

Health Care Quote of the Week: The conservative case for Obamacare October 2, 2012

Posted by Admin in Health Insurance, Health Quote of the Week.
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I can’t add very much to this NYT Opinion piece, save to say that its’ conservative credentials are impeccable. And the writer believes that the President’s health care plan (Patient Protection and Affordable Care Act) is a wonderful piece of legislation, not for  liberals but conservatives.

But here’s the dirty little secret:

“This explains why the health insurance industry has been quietly supporting the plan all along. It levels the playing field and expands the potential market by tens of millions of new customers.”

To which I would add, check your health insurance stocks, mutual funds and ETF’s. Are their shareholders complaining about performance in the last three years?

(This post is not a solicitation to buy or sell securities)

English: Barack Obama signing the Patient Prot...

English: Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia)

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