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ACA (Obamacare) Sticker Shock: Fact or Fiction? October 27, 2013

Posted by Admin in Health Insurance, Healthonymous, Money.
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The skyline of Seattle, Washington at dusk. In...

The skyline of Seattle, Washington at dusk. Interstate 5 is the freeway that cuts through downtown and Puget Sound is visible to the left. (Photo credit: Wikipedia)

Please ask your friends and family a few questions if they are claiming sticker shock. It is possible that they did not collect all the information that was relevant to potential coverage under the Affordable Care Act.

( Don’t you wish we had lots of media video asking politicians why they are against “Affordable Health Care”?)

I found this valuable link from Consumer Reports via a notice from Group Health Cooperative in Seattle. (offering nationally known health care and coverage – Full disclosure-I am a member of ghc.org)

Three scenarios are asked and answered in this column. Check it out; then tell Full Coverage about your experience below.

 

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Employee costs up; Employer rate increase less in 2013 October 17, 2013

Posted by Admin in Healthonymous, Money.
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The good news is that employer rate increases for large group plans increased by only 3.3% for 2013. The 2012 rate increase was 4.9% and 8.5% in 2011.

The bad news is that the employee share of costs have increased from $2,011 in 2004 to an expected $4, 969 in 2014, according to AON Hewitt.  Remember, while expensive, an employer’s cost-share of health coverage costs is tax-deductible, while not usually to individuals and families. (Want to know more about why our health care is tied to employment?)

AON Hewitt released its’ annual analysis of health coverage costs on October 17, 2013.

President Barack Obama listens to Safeway Pres...

President Barack Obama listens to Safeway President and Chief Executive Officer Steve Burd during a meeting with business leaders in the Roosevelt Room of the White House to discuss employer health care costs. (Photo credit: Wikipedia)

Women and the Affordable Care Act October 13, 2013

Posted by Admin in Health Insurance, Women.
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An estimated 7 million will be able to receive premium support when enrolling in plans on the new exchanges.

An estimated 7 million will be able to receive premium support when enrolling in plans on the new exchanges.

The Affordable Care Act requires an expansion of Medicaid that would increase the percentage of U.S. women with health insurance, with the anticipated benefit of improved health.

The Affordable Care Act improves coverage for important preventive services and maternity care, promotes higher quality care for older women, and bans health insurers from requiring women to pay more for the same insurance coverage as men.

 

Why aren’t members of the media asking certain elected officials why they are against these provisions? Why don’t we hear questions like,

Congresswoman, Congressman, or Representative X, why are you against:

  1. health coverage for poor people,
  2. better coverage for women and men,
  3. expanded mental health benefits (as you all wanted after Newtown) and
  4. improved prescription drug and maternity coverage to help poor women and poor mothers?

Why not ask your own House Congressmembers this question!

Democracy and Healthcare October 9, 2013

Posted by Admin in Health Quote of the Week, Healthonymous.
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If you want to understand democracy, spend less time in the library with Plato, and more time in the buses with people.  ~Simeon Strunsky

OLYMPUS DIGITAL CAMERAFree.stock.photo.london-buses

Dublin buses

Dublin buses (Photo credit: FroZman)

The US Chamber of Commerce Said What? October 7, 2013

Posted by Admin in Health Quote of the Week, Healthonymous, Money.
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In this article, the Chamber of Commerce is siding with the President! That doesn’t happen very often, but has happened before with this President.

The letter circulated by the Chamber of Commerce urges lawmakers to raise the debt ceiling “in a timely manner and remove any threat to the full faith and credit of the United States government.”

No mention of the Affordable Care Act in this letter whatsoever.

 

The ACA: Bad for American Business? October 4, 2013

Posted by Admin in Health Insurance, Money.
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Wall_Street_-_New_York_Stock_Exchange

There are allegations that the Affordable Care Act is bad for American businesses. The key questions are  more nuanced – which ones and when?  The ACA will prove to be disruptive, says  former insurance executive Wendell Potter.  But the last 4 years have been good for people holding insurance stocks on their retirement plans and mutual funds. According to a report shared across the country by the AP, 5 major health insurance companies have benefitted greatly since the recession and with the prospect of millions of new customers. For example:

The good news: CIGNA stock up 477% since 3/9/2009 (as reported by the AP-not a solicitation to buy or sell shares). For comparison, the Standard and Poor’s 500 index was up 151% in the same time period.

The bad news: According to Wendell Potter (formerly of CIGNA), this may not continue as the exchanges alter the traditional insurance marketplace.

English: Wendell Potter in 2010

English: Wendell Potter in 2010 (Photo credit: Wikipedia)

And what if the American public benefits as a whole because of fewer ER room visits, with more people insured and using preventive care?

Sick Around the World October 1, 2013

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Sick Around the World

While the battle rages [and the shutdown begins] about the ACA and Obamacare-perhaps you would like to know more about 5 other [Western] countries’ health insurance and coverage? The show Frontline and journalist T. R. Reid did this several years ago. What I recall about the German system is that they have single payer; and private insurance companies. For teachers, there is a handy guide and worksheets for involving your class in post-viewing health insurance analysis, writing and discussion. http://www.pbs.org/wgbh/pages/frontline/teach/sickaroundtheworld/lesson.html   Perhaps your House member should view this movie!

Betsy McCaughey on Obamacare: Sex, Drugs and the ACA October 1, 2013

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 A family member recently sent me an email titled Sex, Drugs, and Obamacare!

(It’s not a sequel to the movie Sex, Lies and Videotape…)

It threw me for a minute until I read about physicians taking a social history from their patients-which is perfectly ‘reasonable and customary’. So I put the email in my Trash bin. Then I came across this column in Vanity Fair, which gave the source for my relative’s  latest fictional headline. Augh-The New York Post!

Betsy McCaughey says that our new electronic medical records –EHR‘s (created courtesy of Bush 41) will allow our physicians to enter in our social histories in our EHR’s and then the information will get shared with the IRS and the NSA. Described by website mediaite.com as a demagogue, McCaughey asserts that our private, protected social histories in our EHR’s will ultimately be fodder for data miners. She is also the one who coined the ‘phrase’ death panels.

Betsy McCaughey

Betsy McCaughey (Photo credit: Gage Skidmore

Now, I wouldn’t put anything past the NSA at this point, but isn’t the place to handle  this in another piece of legislation, regulating the NSA itself or by filing a FOIA (Freedom of Information Act request) ?

English: NSA EMPLOYEES ONLY Français : NSA emp...

English: NSA EMPLOYEES ONLY  (Photo credit: Wikipedia)

 

Misuse of citizens’ big data by the government is a bigger issue than 15% of the economy! It deserves more attention than cheap chain emails from people with no real knowledge of the goals of the ACA.

 

 

 

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