jump to navigation

Sick Around the World October 1, 2013

Posted by Admin in Healthonymous.
Tags: , , , , , , ,
add a comment

Sick Around the World

While the battle rages [and the shutdown begins] about the ACA and Obamacare-perhaps you would like to know more about 5 other [Western] countries’ health insurance and coverage? The show Frontline and journalist T. R. Reid did this several years ago. What I recall about the German system is that they have single payer; and private insurance companies. For teachers, there is a handy guide and worksheets for involving your class in post-viewing health insurance analysis, writing and discussion. http://www.pbs.org/wgbh/pages/frontline/teach/sickaroundtheworld/lesson.html   Perhaps your House member should view this movie!

Advertisements

Betsy McCaughey on Obamacare: Sex, Drugs and the ACA October 1, 2013

Posted by Admin in Health Insurance, Healthonymous.
Tags: , , , , , ,
add a comment

 A family member recently sent me an email titled Sex, Drugs, and Obamacare!

(It’s not a sequel to the movie Sex, Lies and Videotape…)

It threw me for a minute until I read about physicians taking a social history from their patients-which is perfectly ‘reasonable and customary’. So I put the email in my Trash bin. Then I came across this column in Vanity Fair, which gave the source for my relative’s  latest fictional headline. Augh-The New York Post!

Betsy McCaughey says that our new electronic medical records –EHR‘s (created courtesy of Bush 41) will allow our physicians to enter in our social histories in our EHR’s and then the information will get shared with the IRS and the NSA. Described by website mediaite.com as a demagogue, McCaughey asserts that our private, protected social histories in our EHR’s will ultimately be fodder for data miners. She is also the one who coined the ‘phrase’ death panels.

Betsy McCaughey

Betsy McCaughey (Photo credit: Gage Skidmore

Now, I wouldn’t put anything past the NSA at this point, but isn’t the place to handle  this in another piece of legislation, regulating the NSA itself or by filing a FOIA (Freedom of Information Act request) ?

English: NSA EMPLOYEES ONLY Français : NSA emp...

English: NSA EMPLOYEES ONLY  (Photo credit: Wikipedia)

 

Misuse of citizens’ big data by the government is a bigger issue than 15% of the economy! It deserves more attention than cheap chain emails from people with no real knowledge of the goals of the ACA.

 

 

 

Related articles

Speaker Boehner on Exemptions: Fact or Fiction? September 30, 2013

Posted by Admin in Healthonymous.
Tags: , , , , , , , , , ,
add a comment

Today Speaker Boehner mentioned an Obamacare exemption for Congress. For the umpteenth time, Congress members are NOT exempt from the ACA coverage aka  Obamacare. There are many sources that dispel this notion, including in the ACA itself. But, under the ACA rules, people who have coverage through their employer weren’t necessarily going to shop for plans on the exchanges. Here’s one.

Official portrait of United States House Speak...

Official portrait of United States House Speaker (R-Ohio). (Photo credit: Wikipedia)

Over the weekend, an entry one of my Congress member’s Facebook page read:I’ll sign up for Obamacare when you do!”

The Congress member replied: “I’ll be joining the same exchange as my constituents on January 1. My staff will get their insurance from the exchanges as well.”

And in this factcheck.org post, they remind us that since 2010, they’ve been debunking the exemption myth. Since it isn’t true and probably the Speaker knows that; I’m guessing that this is dog-whistle code (only certain members of the base can hear it) for raising money.

English: A yellow dog whistle

English: A yellow dog whistle (Photo credit: Wikipedia)

Today, it got more confusing and is evolving as I post. Let’s see if I can get this right:

Since some employers including the federal government, offer 75% or more towards the cost of each employee’s health care, Republicans construed that as a subsidy in the ACA. So they wanted that subsidy taken away (unlike for other major employers). In August then there was a proposal to remove the employer subsidy.  Some people describe this as ‘throwing the staffers under the bus”. This has been called an exemption-I find that confusing.

Grabbing Congressional staffers money

Related articles

Senator Cruz Full of Fiction (again) September 26, 2013

Posted by Admin in Health Quote of the Week, Healthonymous.
Tags: , , , , , ,
add a comment

Factcheck.org is pretty busy analyzing the 21 hour talkathon (not a filibuster) by Senator Ted Cruz and others in the US Senate this week.

Max Baucus

Max Baucus (Photo credit: Wikipedia)

One of the incorrect attributions by Senator Cruz was about fellow Senator Max Baucus’s comment on the implementation of the ACA being a train wreck. Senator Cruz changed that quote to suit his own needs .as reported by Factcheck.org .

“The facts are clear. It is a train wreck. As the lead author Democratic senator put it: It is a train wreck.” Cruz on the Senate floor

At an April budget hearing, the Montana Democrat upbraided Health and Human Services Secretary Kathleen Sebelius for her department’s lack of planning to properly implement the law, and warned of “a huge train wreck coming down.” Baucus “was clearly commenting specifically on a concern he had about one aspect of implementation of the law — the rollout of the public awareness campaign,” Meaghan Smith, an aide to the senator, told us.

Baucus is no longer concerned about that, however. In a Sept. 16 interview with Fox Business Network’s Stuart Varney, Baucus said “I don’t expect a train wreck” when the exchanges open for business on Oct. 1.

Senator Cruz didn’t even quote Fox News’ interview with Senator Baucus correctly!

20 Things to Know about the ACA (Obamacare) September 23, 2013

Posted by Admin in Health Insurance, Healthonymous, Money.
Tags: , , , , , ,
add a comment

A special section was published in The Seattle Times on September 22nd and has valuable information for Washingtonians and others.

One valuable section of the ACA allows for subsidies:

If you make up to $45,950 ($94,200 for a family of four) you may get a subsidy that will decrease your premiums.

Some of us will just be happy to save a few bucks per month to apply to our increased deductibles. I’m not blaming the ACA for that-your $250 deductible (as recently as 5 years ago) seems to be gone forever.

However, people who earn less than an adjusted gross income of $45,950 per year may very well immediately reallocate any savings  to other parts of their budget. Deductibles, groceries, retirement savings.  This could be good for our collective economy.
Here is one link to a subsidy calculator that anyone from across the country can use.

If you receive a subsidy how will you use the money you save? Tell us in the comments.

 

From Senator Kyl to Senator Cruz August 21, 2013

Posted by Admin in Healthonymous, huh?.
Tags: , , , , ,
add a comment

Remember Senator Kyl? He of the “that was not intended to be a factual statement” statement, and one of the Senators who voted against the Affordable Care Act. (PPACA).

Is this new model more of an enemy of PPACA than the retired one?

Senator Cruz wants to “defund Obamacare”; he voted against the Violence Against Women Act (VAWA) because

“the federal government does not need to be dictating state criminal law.”  And yet he is pro-life.

No right is more precious and fundamental than the right to life, and any just society should protect that right at every stage, from conception to natural death. (from the Senator’s web page)

He says right there that he is for the ‘right to life at every stage’.

Must be only “for some people”.

Related articles

Full Coverage “for some people” August 2, 2013

Posted by Admin in Health Insurance, Healthonymous.
Tags: , , , , ,
add a comment

After the attacks at the Boston Marathon, I was wondering about how the victims would be covered for their injuries. Who pays?

Boston Marathon Finish Line.1910. Author: Unknown.

Boston Marathon Finish Line.1910. Author: Unknown. (Photo credit: Wikipedia)

How would  “Romneycare” in the Commonwealth of Massachusetts work?  The answer is better than in the other 49 states, initially.

Here’s why: According to an article in the Huffington Post,

“Yet, given the extensive nature of some patients’ injuries, including lost limbs, there will be ongoing medical and rehabilitative costs that may not be covered by health insurance or by the Massachusetts safety net program. “The breadth of coverage could leave some people with some uncovered expenses given the severity of some of the potential injuries,” Bigby said. The Health Safety Net Program is limited to hospital costs.”

Then I read this on a Facebook page,

“There is something fundamentally flawed in our nation’s health care policy when the Boston bomber is having his medical bills paid for by the taxpayers he attacked, and the victims are resorting to seeking donations online.”

Corporate marathon sponsors are raising money for victims’ health care with a new foundation called The One Fund. ($31.1 million raised as of August.). Even a brewery is giving away money to another fund, the Greg Hill Foundation. Sometimes the funds raised take months to get to the people who need the money.

Hopefully this situation will be different.

Participants in the 2010 Boston Marathon in We...

Participants in the 2010 Boston Marathon in Wellesley, just after the halfway mark (Photo credit: Wikipedia)

Related articles

Got Pre-Existing Conditions? Romney or Obama Health Plan? October 4, 2012

Posted by Admin in Health Insurance, Healthonymous.
Tags: , , , , ,
add a comment

As seen on Slate.com this morning-about pre-existing conditions and Obamacare.

Here’s an admission from Governor Romney’s advisor, Eric Ferhnstrom:

Pressed by TPM’s [Talking Points Memo] Evan McMorris-Santoro, Fehrnstrom said those who currently lack coverage because they have pre-existing conditions would need their states to implement their own laws — like Romney’s own Massachusetts health care law — that ban insurance company from discriminating against sick people.

“We’d like to see states do what Massachusetts did,” Fehrnstrom said. “In Massachusetts we have a ban on pre-existing conditions.”

[emphasis added by me]

If you have a pre-existing condition, the President’s plan (already the law), provides for no discrimination based on pre-existing conditions (think chronic conditions, cancer, diabetes etc.). But if Governor Romney is allowed to repeal Obamacare, then each state would have to push through their own versions of protections instead.

No guarantees there.

The Republicans are big on freedom. Before PPACA was passed, you could be trapped in your job with employer-provided health coverage, if you had a child with epilepsy or diabetes and they had been born AFTER you began work at your current company. Why? Because they would have been uninsurable with an individual plan or for a period under a new employer plan.

I knew two people who could never change jobs before PPACA was voted into law.

No freedom for them.

There is now.

English: President Barack Obama's signature on...

English: President Barack Obama’s signature on the health insurance reform bill at the White House, March 23, 2010. The President signed the bill with 22 different pens. (Photo credit: Wikipedia)

Health Care Quote of the Week: The conservative case for Obamacare October 2, 2012

Posted by Admin in Health Insurance, Health Quote of the Week.
Tags: , , , , ,
add a comment

I can’t add very much to this NYT Opinion piece, save to say that its’ conservative credentials are impeccable. And the writer believes that the President’s health care plan (Patient Protection and Affordable Care Act) is a wonderful piece of legislation, not for  liberals but conservatives.

But here’s the dirty little secret:

“This explains why the health insurance industry has been quietly supporting the plan all along. It levels the playing field and expands the potential market by tens of millions of new customers.”

To which I would add, check your health insurance stocks, mutual funds and ETF’s. Are their shareholders complaining about performance in the last three years?

(This post is not a solicitation to buy or sell securities)

English: Barack Obama signing the Patient Prot...

English: Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia)

ASU Student Gets “Full Coverage” – After CEO Answers Tweets September 23, 2012

Posted by Admin in Cancer, Health Insurance.
Tags: , , , , , , , , , , ,
add a comment

I am a little late to this story, but did you hear about the ASU student health plan and it’s, shall we say, ‘irregularities’?

Read this blog post from the NYTimes.

Excerpt: Arijit Guha, 31, a New York native who was raised in Ohio, learned he had cancer in February 2011 after developing debilitating stomach pain following a trip to India. During surgery, the doctors found the cancer had spread to his abdominal lining, and they removed most of his colon, leaving him with a colostomy. Since then he has undergone more surgery and chemotherapy or, in his words, been “filleted, disemboweled and then bathed in hot poison.”

Mark T. Bertolini, Aetna’s C.E.O.
Aetna Inc., via Associated PressMark T. Bertolini, Aetna’s C.E.O.

A doctoral student at Arizona State University, Mr. Guha was insured under an Aetna Student Health plan for which he paid $400 a month. The plan initially covered his care, but in February, Mr. Guha’s treatment costs reached the $300,000 cap on the insurance plan, leaving the student with $118,000 in medical bills. read more

Thank you so much Arijit Guha.

  • For taking the time and energy to act for both yourself and the rest of the ASU health plan participants during your illness.
  • For being willing to share the details of your illness @Poop_Strong on Twitter
  • For serving as a catalyst for Aetna to take action on the plan for  all ASU students
  • And alerting all of us to this ridiculously low lifetime cap that could be attached to our college students’ health plans. $300,000 before-$2,000,000 now.

@Poop_Strong, I salute your persistence,  and your continued good health!

%d bloggers like this: