jump to navigation

No More Pre-Existing Conditions! December 24, 2013

Posted by Admin in Diary, Healthonymous.
Tags: , , , , , , , , ,
add a comment

January 1, 2014 is a day I’ve been looking forward to for more than 28 years. No more pre-existing conditions for me. The moral of my story is  – “It could happen to you”.

Dear YoungInvincibles @YI_Care : I was once one of you. Healthy, able to get life and health insurance ‘on demand’.  I ran 10k races in college, skied in the winter and hiked in the summer. Then age 26 came along and my medical care changed forever. I found a lump in my breast. 

Off I went to the doctor, who assured me that I was “too young” to worry about this hard, fixed in place, not painful lump. I had to manage up and advocate for myself to get a mammogram. So I finally got a mammogram (not always effective in young women with dense, perky breasts) and what do you know, the lump I had found was real-and could be cancerous. But they were skeptical, due to my age.

About this time, my doctor asked for my health history and I realized I had no idea if anyone in my family had ever had cancer. “Mom, what did your mother die from at age 45 during WW2?” -Oh- lung and breast cancer……gee thanks. Gulp. And why didn’t I know this before?

That didn’t matter, because now we had to biopsy my big lump.  There was no Breast Cancer Fund, no Internet, there was no Susan Love Research Foundation. There were three books on breast cancer available. One was on plastic surgery-scratch that. I was a busy financial advisor and barely had time for this surgery, let alone another one! Yes, I was a Yuppie. Then there was this one- First, You Cry by NBC correspondent Betty Rollins. I read it, but took small comfort from the story. The third one was apparently not memorable, but we bought it.

Here’s my point, YoungInvincibles; you might not get cancer in your 20’s, but anything else can happen. I didn’t ask to get cancer in my 20’s. And although I had some increased family risk, this wasn’t even the worst thing that could have taken me to the hospital. A skiing accident might have made me a quadriplegic; a car wreck could have placed me in rehab, or e.coli could have killed me!

If I hadn’t had health insurance, me or my family might have had to cover the cost of my 2 surgeries (first one didn’t get all the cancer cells), 8 weeks of radiation treatment and follow-ups ourselves. I might have entered my 30’s with unpaid medical debt. Did you know medical bankruptcy is the number one cause of bankruptcy in the U.S.?

#GetCovered for your wallet. #GetCovered for fewer surprises.

#GetCovered for your health and the Ten Essential Health Benefits.

%d bloggers like this: