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Shocked, shocked to learn about gambling (I mean Obamacare) November 7, 2013

Posted by Admin in Health Insurance, Healthonymous, huh?.
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I read this headline in The Atlantic about ACA/Obamacare information and was shocked (as in Casablanca) and for real!
There are multiple states that prevent or limit their ACA navigators (information helpers hired to work in each state) from discussing the benefits of Obamacare (the Affordable Care Act). Is your state one of them? Hint: None are on the West Coast. Some oaf them are red.

“States that resisted Obamacare in the first place seem to be, unsurprisingly, the same ones that are wary of the navigators.”

For a list of states and restrictions, look here.

How low will they stoop-I guess this lowers the bar again in the limbo game.

health.care.human.right

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ACA (Obamacare) Sticker Shock: Fact or Fiction? October 27, 2013

Posted by Admin in Health Insurance, Healthonymous, Money.
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The skyline of Seattle, Washington at dusk. In...

The skyline of Seattle, Washington at dusk. Interstate 5 is the freeway that cuts through downtown and Puget Sound is visible to the left. (Photo credit: Wikipedia)

Please ask your friends and family a few questions if they are claiming sticker shock. It is possible that they did not collect all the information that was relevant to potential coverage under the Affordable Care Act.

( Don’t you wish we had lots of media video asking politicians why they are against “Affordable Health Care”?)

I found this valuable link from Consumer Reports via a notice from Group Health Cooperative in Seattle. (offering nationally known health care and coverage – Full disclosure-I am a member of ghc.org)

Three scenarios are asked and answered in this column. Check it out; then tell Full Coverage about your experience below.

 

The ACA: Bad for American Business? October 4, 2013

Posted by Admin in Health Insurance, Money.
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Wall_Street_-_New_York_Stock_Exchange

There are allegations that the Affordable Care Act is bad for American businesses. The key questions are  more nuanced – which ones and when?  The ACA will prove to be disruptive, says  former insurance executive Wendell Potter.  But the last 4 years have been good for people holding insurance stocks on their retirement plans and mutual funds. According to a report shared across the country by the AP, 5 major health insurance companies have benefitted greatly since the recession and with the prospect of millions of new customers. For example:

The good news: CIGNA stock up 477% since 3/9/2009 (as reported by the AP-not a solicitation to buy or sell shares). For comparison, the Standard and Poor’s 500 index was up 151% in the same time period.

The bad news: According to Wendell Potter (formerly of CIGNA), this may not continue as the exchanges alter the traditional insurance marketplace.

English: Wendell Potter in 2010

English: Wendell Potter in 2010 (Photo credit: Wikipedia)

And what if the American public benefits as a whole because of fewer ER room visits, with more people insured and using preventive care?

Betsy McCaughey on Obamacare: Sex, Drugs and the ACA October 1, 2013

Posted by Admin in Health Insurance, Healthonymous.
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 A family member recently sent me an email titled Sex, Drugs, and Obamacare!

(It’s not a sequel to the movie Sex, Lies and Videotape…)

It threw me for a minute until I read about physicians taking a social history from their patients-which is perfectly ‘reasonable and customary’. So I put the email in my Trash bin. Then I came across this column in Vanity Fair, which gave the source for my relative’s  latest fictional headline. Augh-The New York Post!

Betsy McCaughey says that our new electronic medical records –EHR‘s (created courtesy of Bush 41) will allow our physicians to enter in our social histories in our EHR’s and then the information will get shared with the IRS and the NSA. Described by website mediaite.com as a demagogue, McCaughey asserts that our private, protected social histories in our EHR’s will ultimately be fodder for data miners. She is also the one who coined the ‘phrase’ death panels.

Betsy McCaughey

Betsy McCaughey (Photo credit: Gage Skidmore

Now, I wouldn’t put anything past the NSA at this point, but isn’t the place to handle  this in another piece of legislation, regulating the NSA itself or by filing a FOIA (Freedom of Information Act request) ?

English: NSA EMPLOYEES ONLY Français : NSA emp...

English: NSA EMPLOYEES ONLY  (Photo credit: Wikipedia)

 

Misuse of citizens’ big data by the government is a bigger issue than 15% of the economy! It deserves more attention than cheap chain emails from people with no real knowledge of the goals of the ACA.

 

 

 

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Senator Cruz Full of Fiction (again) September 26, 2013

Posted by Admin in Health Quote of the Week, Healthonymous.
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Factcheck.org is pretty busy analyzing the 21 hour talkathon (not a filibuster) by Senator Ted Cruz and others in the US Senate this week.

Max Baucus

Max Baucus (Photo credit: Wikipedia)

One of the incorrect attributions by Senator Cruz was about fellow Senator Max Baucus’s comment on the implementation of the ACA being a train wreck. Senator Cruz changed that quote to suit his own needs .as reported by Factcheck.org .

“The facts are clear. It is a train wreck. As the lead author Democratic senator put it: It is a train wreck.” Cruz on the Senate floor

At an April budget hearing, the Montana Democrat upbraided Health and Human Services Secretary Kathleen Sebelius for her department’s lack of planning to properly implement the law, and warned of “a huge train wreck coming down.” Baucus “was clearly commenting specifically on a concern he had about one aspect of implementation of the law — the rollout of the public awareness campaign,” Meaghan Smith, an aide to the senator, told us.

Baucus is no longer concerned about that, however. In a Sept. 16 interview with Fox Business Network’s Stuart Varney, Baucus said “I don’t expect a train wreck” when the exchanges open for business on Oct. 1.

Senator Cruz didn’t even quote Fox News’ interview with Senator Baucus correctly!

20 Things to Know about the ACA (Obamacare) September 23, 2013

Posted by Admin in Health Insurance, Healthonymous, Money.
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A special section was published in The Seattle Times on September 22nd and has valuable information for Washingtonians and others.

One valuable section of the ACA allows for subsidies:

If you make up to $45,950 ($94,200 for a family of four) you may get a subsidy that will decrease your premiums.

Some of us will just be happy to save a few bucks per month to apply to our increased deductibles. I’m not blaming the ACA for that-your $250 deductible (as recently as 5 years ago) seems to be gone forever.

However, people who earn less than an adjusted gross income of $45,950 per year may very well immediately reallocate any savings  to other parts of their budget. Deductibles, groceries, retirement savings.  This could be good for our collective economy.
Here is one link to a subsidy calculator that anyone from across the country can use.

If you receive a subsidy how will you use the money you save? Tell us in the comments.

 

From Senator Kyl to Senator Cruz August 21, 2013

Posted by Admin in Healthonymous, huh?.
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Remember Senator Kyl? He of the “that was not intended to be a factual statement” statement, and one of the Senators who voted against the Affordable Care Act. (PPACA).

Is this new model more of an enemy of PPACA than the retired one?

Senator Cruz wants to “defund Obamacare”; he voted against the Violence Against Women Act (VAWA) because

“the federal government does not need to be dictating state criminal law.”  And yet he is pro-life.

No right is more precious and fundamental than the right to life, and any just society should protect that right at every stage, from conception to natural death. (from the Senator’s web page)

He says right there that he is for the ‘right to life at every stage’.

Must be only “for some people”.

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