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No More Pre-Existing Conditions! December 24, 2013

Posted by Admin in Diary, Healthonymous.
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January 1, 2014 is a day I’ve been looking forward to for more than 28 years. No more pre-existing conditions for me. The moral of my story is  – “It could happen to you”.

Dear YoungInvincibles @YI_Care : I was once one of you. Healthy, able to get life and health insurance ‘on demand’.  I ran 10k races in college, skied in the winter and hiked in the summer. Then age 26 came along and my medical care changed forever. I found a lump in my breast. 

Off I went to the doctor, who assured me that I was “too young” to worry about this hard, fixed in place, not painful lump. I had to manage up and advocate for myself to get a mammogram. So I finally got a mammogram (not always effective in young women with dense, perky breasts) and what do you know, the lump I had found was real-and could be cancerous. But they were skeptical, due to my age.

About this time, my doctor asked for my health history and I realized I had no idea if anyone in my family had ever had cancer. “Mom, what did your mother die from at age 45 during WW2?” -Oh- lung and breast cancer……gee thanks. Gulp. And why didn’t I know this before?

That didn’t matter, because now we had to biopsy my big lump.  There was no Breast Cancer Fund, no Internet, there was no Susan Love Research Foundation. There were three books on breast cancer available. One was on plastic surgery-scratch that. I was a busy financial advisor and barely had time for this surgery, let alone another one! Yes, I was a Yuppie. Then there was this one- First, You Cry by NBC correspondent Betty Rollins. I read it, but took small comfort from the story. The third one was apparently not memorable, but we bought it.

Here’s my point, YoungInvincibles; you might not get cancer in your 20’s, but anything else can happen. I didn’t ask to get cancer in my 20’s. And although I had some increased family risk, this wasn’t even the worst thing that could have taken me to the hospital. A skiing accident might have made me a quadriplegic; a car wreck could have placed me in rehab, or e.coli could have killed me!

If I hadn’t had health insurance, me or my family might have had to cover the cost of my 2 surgeries (first one didn’t get all the cancer cells), 8 weeks of radiation treatment and follow-ups ourselves. I might have entered my 30’s with unpaid medical debt. Did you know medical bankruptcy is the number one cause of bankruptcy in the U.S.?

#GetCovered for your wallet. #GetCovered for fewer surprises.

#GetCovered for your health and the Ten Essential Health Benefits.

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Check New Version of the ACA Site and Beware of False Horror Stories December 4, 2013

Posted by Admin in Healthonymous.
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I visited the new version of the ACA website or www.healthcare.gov today. It’s an entirely new experience; I could easily navigate the site plus read general information on the legislation. If someone around your Thanksgiving dinner table told you a horror story like this one below, please check it out.

Yesterday, a “helpful relative” sent me a an email that contained the following “story”. Or rumor. Or misinformation.

“A recent example is that of a young engineer who has type 1 diabetes and makes between $45,000 and $55,000 per year.  He signed up for a “Silver Plan” and found out that he would pay $597 monthly and have a $13,988 deductible.”

English: The blue circle is the global symbol ...

My guess is that “stories” such as this one are flowing around certain email networks. Here are some problems with this scenario:  (more…)

Betsy McCaughey on Obamacare: Sex, Drugs and the ACA October 1, 2013

Posted by Admin in Health Insurance, Healthonymous.
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 A family member recently sent me an email titled Sex, Drugs, and Obamacare!

(It’s not a sequel to the movie Sex, Lies and Videotape…)

It threw me for a minute until I read about physicians taking a social history from their patients-which is perfectly ‘reasonable and customary’. So I put the email in my Trash bin. Then I came across this column in Vanity Fair, which gave the source for my relative’s  latest fictional headline. Augh-The New York Post!

Betsy McCaughey says that our new electronic medical records –EHR‘s (created courtesy of Bush 41) will allow our physicians to enter in our social histories in our EHR’s and then the information will get shared with the IRS and the NSA. Described by website mediaite.com as a demagogue, McCaughey asserts that our private, protected social histories in our EHR’s will ultimately be fodder for data miners. She is also the one who coined the ‘phrase’ death panels.

Betsy McCaughey

Betsy McCaughey (Photo credit: Gage Skidmore

Now, I wouldn’t put anything past the NSA at this point, but isn’t the place to handle  this in another piece of legislation, regulating the NSA itself or by filing a FOIA (Freedom of Information Act request) ?

English: NSA EMPLOYEES ONLY Français : NSA emp...

English: NSA EMPLOYEES ONLY  (Photo credit: Wikipedia)

 

Misuse of citizens’ big data by the government is a bigger issue than 15% of the economy! It deserves more attention than cheap chain emails from people with no real knowledge of the goals of the ACA.

 

 

 

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Senator Cruz Full of Fiction (again) September 26, 2013

Posted by Admin in Health Quote of the Week, Healthonymous.
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Factcheck.org is pretty busy analyzing the 21 hour talkathon (not a filibuster) by Senator Ted Cruz and others in the US Senate this week.

Max Baucus

Max Baucus (Photo credit: Wikipedia)

One of the incorrect attributions by Senator Cruz was about fellow Senator Max Baucus’s comment on the implementation of the ACA being a train wreck. Senator Cruz changed that quote to suit his own needs .as reported by Factcheck.org .

“The facts are clear. It is a train wreck. As the lead author Democratic senator put it: It is a train wreck.” Cruz on the Senate floor

At an April budget hearing, the Montana Democrat upbraided Health and Human Services Secretary Kathleen Sebelius for her department’s lack of planning to properly implement the law, and warned of “a huge train wreck coming down.” Baucus “was clearly commenting specifically on a concern he had about one aspect of implementation of the law — the rollout of the public awareness campaign,” Meaghan Smith, an aide to the senator, told us.

Baucus is no longer concerned about that, however. In a Sept. 16 interview with Fox Business Network’s Stuart Varney, Baucus said “I don’t expect a train wreck” when the exchanges open for business on Oct. 1.

Senator Cruz didn’t even quote Fox News’ interview with Senator Baucus correctly!

Year End Summary Coming December 30, 2009

Posted by Admin in Diary, Healthonymous.
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Dear Readers: Frequent Flyer has taken a few days off. Tomorrow and on New Year’s Day, I will summarize my health care expenses for the 4th Qtr; comment on my favorite parts of the Senate health care bill and muse about 2010 in health. Thanks for making the first 14 weeks of the blog so interesting! What are your predictions for 2010 in health care?

[picapp align=”center” wrap=”false” link=”term=new+year%27s+celebration&iid=7412116″ src=”8/9/e/b/Auckland_Residents_Celebrate_d78e.jpg?adImageId=8728722&imageId=7412116″ width=”380″ height=”253″ /]

PS Maybe I can figure out which of my current expenses will go away when all the provisions of the new health care legislation become effective.

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